Tuesday, March 23, 2021

While Moving Hiring A Day Labour Is Good Option Or Not?

You are all prepared for DIY move done your packing, rented a moving truck, but the ones who are going to assist you said No at the last moment and now you are stuck with ohh god what should I do, just take a deep breath and relax, I know handling all this loading and unloading is not one person job, we definitely need some assistance to make the move on the date you decided. You don't wanna hire a full moving service, then go for one day labour, wanna know more about hiring any labour and where you can find out just follow this Packers and Movers in Mumbai guide.

What is day labour?

In full moving services you get the moving services from top to down means from packing to unpacking  but in day labour hiring you need to take care of packing, renting a moving truck, unpacking at new home and for loading and unloading they can assist. Most labour charge according to the hours so before hiring one ask them about their hourly rate and the estimate time to load your belongings into the truck.

Can you count them as professionals?

Many moving company also give facility of sending their labour for day job, this type of worker is licence and have experienced since they work for the moving company. However if you decided to hire a day labour who is rookie and are not licensed then keep in mind you are taking the chance and won't be compensated in case of any damage and what about the credibility. Packers and Movers in Mumbai give their customer an option to go for full #moving services or for assistance in #loading and #unloading or only in #packing.

Packers And Movers Mumbai


Who will bring the moving equipment’s?

For day labour you need to bring moving vehicle for transportation and other required materials for moving, like moving dolly, moving blankets, truck ramps, tie downs and rope for fixing the furniture’s in truck. Day labour if not from Movers side won’t provide you with these equipment’s you yourself should take the responsibility of these items because it's your belongings.

Some pros and cons attached to bring a day labour:

Pros

It's affordable:

It’s affordable to hire day labour than going for full moving services, off course they do a lot a whole bunch of work, but when you can handle packing and renting vehicle then going only for day labour can spend well. Also full services Will Definitely are high then day labour, as day labour is only providing loading facility on hourly basis.

Full control:

Except unloading and loading you will be handling all other jobs you have a great flexibility in doing that whenever you want you can start for it whenever you like. Also when it comes to #transporting you will be doing it with yourself so there is no delay in receiving the goods.

Keeps you away from injury:

Lifting a heavy furniture and boxes is not a good idea because we are not aware of the techniques and holds no experience in it, even you think that lifting heavy item's can be easy but it's lot different to lift heavy furniture in normal life and when you are moving. Now #moving #bike is easy than ever with the help of Packers and Movers in Mumbai.

Cons:

But it's expensive:

While day labour charges are less than full moving services but it's a lot more than doing a DIY move on your own and with the support of your friends and family. If you can then delay your moving date until your friends who promised you to help will come.

No liability coverage:

While full moving services professionals are registered and licence day labour’s are not until you are hiring labour from moving company. Before you hire day labour it's important to ask them about the liability cause in case of damage who will be responsible and when. Also check your own moving insurance to see what is covered and what is not.

Where to find day labour:

Hire free lancers:

In every city you will find a free lancers, if you don't know where that spot then search for it is and hire a day labour from there but before you choose any ask what their hourly rate is. #Local #Packers and #Movers in #Mumbai price for moving depends on services you available and goods you are moving means no extra hidden cost.

Students:

If you know some students who can help you out in your move then gather your group, you may need to know when their schedule is free and will they happily willing to help you out. If it's a local move then they can help you out in both unloading and loading but if its long distance move it may not be possible for them to help you out unless they travel with you.

Movers:

Call movers for asking them do they provide day labour facility, if yes then ask them what their hourly rate is or how they charge.

Now you got your option evaluate and choose which one you will go for. #Packers and #Movers #Mumbai help in #moving #insurance too.

Wednesday, February 24, 2021

A Complete Guide On Homeowners Insurance - Packers And Movers Mumbai

Home is a big investment so investing a little to protect it with some sort of Homeowners policy is not a big deal. Many of the new homeowner investor's invest in the homeowner insurance at the time of purchase of new home with the concept in mind that, we all hate risk and when we talking about the risk on such huge investment we can't give it a chance and buying some insurance will assure us financially safe in case of unseen events. But there is lots of confusion regarding what is covered and what is not in homeowners policy, so before you give your consent and sign that documents it's better to know what should be written on it, so read below Packers and Movers in Mumbai guide and choose the best plan for your homeowners insurance policy.

Before you move to your new home it's better to know what you can do to protect your belongings.

What Homeowners Insurance actually covers:

Every homeowner’s policy can very plan to plan specifically but there are certain general rules in other words 4 coverage areas a standard homeowners policy.

In case of disaster what is structural coverage?

A homeowner insurance policy, doesn't cover structural damage like wear and tear with the period of time but covers any structural damage happens due to natural causes like fire and tornados, it may be refer as dwelling coverage which covers all part of home including add ons like garage or deck. Packers and Movers in Mumbai have specialized and qualified team for handling any type of move so feel free if you are moving long distance or short distance your trustworthy partner is just one call away.

Personal belongings coverage:

Most homeowners insurance policy covers 50% to 70% of the personal belongings of the customer if they are damaged due to natural disaster, but there are certain limits in which property coverage depends like most of the policy providers don't cover high end value goods like jewellery. Before you lock the deal check what in the plan regarding your personal belongings and it you want to cover something which is not included in that, ask for any supplemental insurance available for it. Do you know some of the insurance policies even cover the area of home outside the four walls that is some policy even covers tree and plants outside your home. Wanna move your plant and pet safely to your new home then contact Local Packers and Movers in Mumbai.

Range of liability coverage.

If someone visit you and they get injured in your home, then you may have to reimburse them for the damage caused to them, like a guest trips on a busted floorboard and break their hand or leg then they can sue you to reimburse their medical expenses. Do you know homeowners insurance policy also covers the cost related to another person injury on your property. This may include wages lost, medical bill and court expenses related to the law case.

Local Packers And Movers Mumbai
Packers And Movers Mumbai


Non attached structure coverage:

If damage to the home is due to the natural disaster and in that damage some non attached structures like shed and fences get damaged too then some homeowner policy cover the repair and other associated cost related to it. This cost is extra, so while availing the policy make sure the structure is free standing on your property.

Things not covered by policy:

Just like knowing what is covered in homeowner policy knowing what is not equally important.

Flood: damaged caused by flood to your belongings and personal property is not covered under policy, yes it's true, now you will ask doesn’t flood comes in natural disaster, it comes but not for homeowners policy if you wanna cover damage from flood buy additional insurance. Need insurance for your move call #Movers and #Packers in #Mumbai.

Damage due to carelessness:

Beside from personal property damage claims and damages due to circumstances out of our control, so basically what is not covered is damage due to out of your control areas, for example damage due to improper maintenance. If your water pipe burst in the winter after all of your efforts then it's not your fault you try to avoid the damage but if it burst due to your negligence means you havn’t taken the required steps to protect it from happening then you will liable to handle the damage #cost.

Earthquake and landslide:

Similar to flooding you also need separate insurance for covering damage due to landslide, sinkholes and earthquake.

Other things you must take care as a homeowner:

  • Dog bites on your property.
  • Sewer backups.
  • Mold.
  • Trampoline accidents.
  • Termites.

Remember always read the documents carefully before you sign it because to avoid unpleasant surprise at the time of claiming for damage, like oops it's not covered sorry.

While #moving to your home you have to take care of lot’s of things looking at the construction, saying goodbye to the friends, handling other important matter than who will handle your #move carefully, you may ask for help from friends or professionals like Packers and Movers in Mumbai.